Privacy Policy


When a minor under the age of 18 attempts to register with us, we ask a parent or guardian to provide parental consent and permission to create an account with us. We do not communicate, in person, by email or by phone, with anyone under the age of 18 about special offers or for marketing purposes without parental permission. We do not ask anyone for more personal information as a condition of participation than is reasonably necessary to participate in a particular activity or promotion.


We collect personal information when someone registers, when they use our products or services, when they visit our web pages or the pages of certain partners and affiliates, and when they enter other participating services, promotions or sweepstakes. We may combine the information we have about you with information we obtain from our business partners or other companies to improve our level of service.

When someone registers for the first time, we ask or may ask for information such as your name, email address, date of birth, gender, physical address and zip code, occupation, industry, personal interests, and more. For some financial products and services, we may also ask you for your personal or business address and other related financial information.

We collect and share information about your transactions with some of our business partners, including information about your use of our products, services, and financial products and associated services that we offer.

We automatically receive and record information from your computer and browser, including your IP address, cookies, software and hardware attributes, as well as the pages you request. We use this information for the following general purposes:

  • to improve our services,
  • to personalize and improve the advertising and content of the page you see,
  • to fulfill your requests for products and services,
  • to contact you,
  • to conduct research and statistical analysis, and
  • to provide anonymous reporting for internal and external clients.


Visitor comments may be checked by an automatic spam detection service.
What personal data do we collect and why do we collect it?

When visitors leave comments on the site, we collect the data displayed in the comment form, as well as the visitor’s IP address and browser user agent string to aid spam detection.

An anonymous string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The privacy policy for the Gravatar service is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.

If you upload images to the web, you should avoid uploading images with location data (GPS EXIF) included. Website visitors can download and extract any location data from images on the website.

contact forms


If you leave a comment on our site you can choose to save your name, email address and website in cookies. This is for your convenience, so you don’t have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie does not contain personal data and is deleted when you close the browser.

When you sign in, we will also set various cookies to save your login information and screen display options. Access cookies last for two days, and screen options cookies last for one year. If you select “Remember Me”, your access will persist for two weeks. If you log out of your account, the access cookies will be removed.

If you edit or publish an article, an additional cookie will be stored in your browser. This cookie does not include personal data and simply indicates the ID of the article you just edited. Expires after 1 day.


Articles on this site may include embedded content (eg, videos, images, articles, etc.). Embedded content from other websites behaves in exactly the same way as if the visitor had visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with embedded content if you have an account and are logged in to that website.


If you request a password reset, your IP address will be included in the reset email.
How long we keep your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so that we can automatically recognize and approve subsequent comments, instead of keeping them in a moderation queue.

For users who register on our website (if any), we also store the personal information they provide in their user profile. All users can view, edit or delete their personal information at any time (except that they cannot change their username). Web administrators can also view and edit that information.


We do not rent, sell, or share your personal information with unaffiliated individuals or companies, except to provide products or services you have requested, when we have your permission, or in the following circumstances:

We provide the information to trusted partners who work on our behalf or with us under confidentiality agreements. These companies may use your personal information to help us communicate with you about our offers and our marketing and advertising partners. However, these companies do not have any independent right to share this information.

We have parental permission to share the information if the user is a child under the age of 18. Parents do not have the option of not allowing us to collect and use their child’s information. Parents may not withhold their consent for us to share this information with individuals and companies that may use this information for their own purposes.

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. We believe that sharing information is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Service, or as otherwise required by law.

We will transfer all information about you, or minors authorized by you, if we are acquired by or merged with another company. In this case, we will provide public notice of this transition before such information about you is transferred and is then subject to a privacy policy that may be different from ours.

We display targeted ads based on your personal information. Advertisers (including ad serving companies) may assume that people who interact with us see or click on targeted ads that meet the targeting criteria, for example, women ages 18-24 from an area particular geography.

We do not provide any personal information to the advertiser when you interact with or view a targeted advertisement. However, by interacting with or viewing an ad, you agree that the advertiser may assume that you meet the targeting criteria used to display the ad.

Our advertisers include financial service providers such as banks, insurance agents, stock brokers, and mortgage lenders, and non-financial businesses such as retail stores, airlines, and software companies.

We work with vendors, partners, advertisers and other service providers in different industries and business categories. To learn more about the providers of products or services you have requested, please read our detailed referral links.


Our websites and services use cookies and JAVA to interact with each user. We may set and access cookies on your computer to store information related to our services and your personal data. Normally we store in these cookies your name, your password and some preferences and system parameters to improve the quality of our service and automate and the login process. We allow other companies that display advertisements on some of our pages to set and access their cookies on your computer. Other companies’ use of cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to our cookies. We use web beacons to access cookies on and off our network of websites and in connection with our products and services.


You can edit your account information and change your password at any time.

New categories of marketing communications may be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or can unsubscribe by following the instructions contained in the messages they receive.

We reserve the right to send you certain communications related to our services, such as service announcements, administrative messages, and our business newsletter that are considered part of your account, without offering you the opportunity to opt out of receiving them.

You can delete your account by visiting your account page. Some information may remain in our archived records after your account has been deleted.


We reserve the right to update and change our policies from time to time, without your approval or notice. We will attempt to notify you of significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account or by placing a prominent notice on our website.


If you have questions or suggestions, write to: